Trusted Retirement Plan Provider for 50+ years
Serving employees of Colorado counties, municipalities and special districts
Passionately Invested in Retirement Plans for Colorado Local Government Employees

For more than 50 years, Colorado Retirement Association has been dedicated to providing exceptional retirement plan services for Colorado local government employees.
Originally known as Colorado County Officials and Employees Retirement Association, or CCOERA, we provide high-quality, smart and simple retirement benefits to employees of Colorado counties, municipalities and special districts. Through flexible investing strategies, best-in-class fund options and personalized counseling services, CRA enables Colorado local government employees to maximize savings for retirement.
Thank you for being a part of CRA. Whether you are an employee participant or a member employer, we are here to help you save and invest for your future.
Our Mission Statement
CRA’s mission is to provide superior retirement services to foster an enhanced quality of life through education, partnership and excellence of service.
CRA Network
We are a member-run association that is governed by a board of directors who are elected by CRA employee participants, county commissioners and municipal and political subdivision employers to oversee CRA’s strategic planning, operational direction and investment fund lineup.
Member employers form a CRA network that entitle employee participants to maintain their CRA account without losing vesting status when they move from one CRA member employer to another, provided the break in service is less than 30 days. This unique feature enables current employee participants to avoid having to start over in a vesting schedule – which typically is structured to restrict the amount of employer contributions an employee is fully entitled to until they meet certain requirements, such as years of service – when they start a new job with another CRA member employer.
What Makes Us Unique
Our focus is to provide quality funds and smart financial resources to our clients.

One-on-one, individual retirement counseling
We are with you every step of the way to answer questions, review your plan and provide resources so you can best prepare for retirement.

Best-in-class investment options
Guided by Innovest Portfolio Solutions, a Denver-based registered investment advisory firm, we provide a comprehensive portfolio of high-performing investment funds available to plan participants.

Flexible investing strategies
Member employers and employee participants appreciate our flexible retirement plans and investing strategies. Employee participants can choose pre-packaged fund lineups for simple investing, or a range of individual funds to suit their personal preferences.