JULY 4 HOLIDAY NOTICE

In observance of the Independence Day holiday, CRA will be closed from 2 p.m. on Thursday, July 2, until Monday, July 6. Our call center also will be closed on July 3. Given financial markets will be closed on July 3, transactions requested after market close on July 2 will be initiated on July 6. CRA will resume standard business hours on July 6.

CORONAVIRUS NOTICE

Following are updates on our operations for the foreseeable future until concerns about the spread of COVID-19 have subsided.

• Calls/Emails – Our call center will follow standard business hours, and calls into CRA offices will continue to be answered.
• In-person Meetings – To protect you and our staff, in-person meetings with our client services team will be suspended for the foreseeable future. This also includes in-person visits to our offices in Littleton. However, our staff is available to meet with you via web conference.
• Group meetings – Our client services team has been contacting member employers to reschedule or postpone group meetings that were scheduled for the coming weeks.

Additionally, we wanted to assure you that CRA, along with our investment advisor and recordkeeper, remain steadfast in closely monitoring the markets and executing our fiduciary responsibilities for your retirement savings.

We recognize that recent market volatility may raise concerns. Drawdowns are part and parcel with financial markets, and the markets have weathered similar storms before. As always, it is important to take a long-term view of retirement savings and have diversified portfolios. CRA target date portfolios are designed to be appropriately diversified for a participant’s anticipated retirement year. Employee participants are always welcome to make changes to their investments by logging into their accounts via cra-online.org or by calling 800.352.0313.

*CRA is not an investment advisor and does not make any representations nor guarantees as to the future performance, risk or return of the funds. This plan and its self-direction provisions are intended to constitute a plan similar to that described in section 404(c) of the Employee Retirement Income Security Act and Title 29 of the Code of Federal Regulations Section 2550.404c-1. The fiduciaries of this plan may be relieved of liability for any losses which are the direct and necessary result of investment information given to the employee.