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      Originally known as Colorado County Officials and Employees Retirement Association, or CCOERA, Colorado Retirement Association has been dedicated to providing exceptional retirement plan services for Colorado local government employees.

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Author: Dawn Small

This author has written 21 articles
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  2. Dawn Small
Read more about the article CRA Board of Directors Election Results

CRA Board of Directors Election Results

  • Post author:Dawn Small
  • Post published:August 21, 2020
  • Post category:Association News/Employer Articles
  • Post comments:0 Comments

CRA is pleased to announce the election results for two Board of Directors positions. Voting closed on June 30 for the Western Slope Elected County Member and Chosen County Member…

Continue ReadingCRA Board of Directors Election Results
Read more about the article Self-Directed Investing May Present Challenges

Self-Directed Investing May Present Challenges

  • Post author:Dawn Small
  • Post published:June 24, 2020
  • Post category:Funds and Portfolios
  • Post comments:0 Comments

A John Hancock study of defined contribution retirement plan participants who choose to create their own investment lineup shows many are either saving too much or too little in equity…

Continue ReadingSelf-Directed Investing May Present Challenges
Read more about the article CARES Act Loan Information

CARES Act Loan Information

  • Post author:Dawn Small
  • Post published:April 13, 2020
  • Post category:401(a) retirement plans/457(b) retirement plans
  • Post comments:0 Comments

Below is information about the Coronavirus-Related Loan provisions for CRA retirement plans, where available. (Hover over the file to see second page and access other viewing options.)

Continue ReadingCARES Act Loan Information
Read more about the article Coronavirus Relief Distribution Information

Coronavirus Relief Distribution Information

  • Post author:Dawn Small
  • Post published:April 13, 2020
  • Post category:401(a) retirement plans/457(b) retirement plans/Withdrawals and distributions
  • Post comments:0 Comments

Below is information about the Coronavirus-Related Distribution provisions for CRA retirement plans. (Hover over the file to see second page and access other viewing options.)

Continue ReadingCoronavirus Relief Distribution Information
Read more about the article Stay the Course Despite Downturns

Stay the Course Despite Downturns

  • Post author:Dawn Small
  • Post published:April 3, 2020
  • Post category:Funds and Portfolios
  • Post comments:0 Comments

In a volatile market such as the one we're currently experiencing as the COVID-19 coronavirus pandemic evolves, it's tempting to make dramatic changes to investing strategies for your retirement plan.…

Continue ReadingStay the Course Despite Downturns
Read more about the article 3 Steps for Weathering Market Volatility

3 Steps for Weathering Market Volatility

  • Post author:Dawn Small
  • Post published:March 19, 2020
  • Post category:Funds and Portfolios
  • Post comments:0 Comments

Successful retirement security comes from intelligent, all-weather portfolio construction and disciplined allocation and rebalancing. These bedrock principles hold especially true during times of volatility. Our time-tested approach remains the following:…

Continue Reading3 Steps for Weathering Market Volatility
Read more about the article CRA Coronavirus Update

CRA Coronavirus Update

  • Post author:Dawn Small
  • Post published:March 13, 2020
  • Post category:Association News/Employer Articles
  • Post comments:0 Comments

As all of us experience the rapidly changing developments related to the COVID-19 pandemic, Colorado Retirement Association wants you to know how we’re responding to protect our member employers, employee…

Continue ReadingCRA Coronavirus Update
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Categories

  • 401(a) retirement plans
  • 457(b) retirement plans
  • Association News
  • Early-Career
  • Employer Articles
  • Funds and Portfolios
  • Late-career
  • Market Summary
  • Mid-Career
  • Uncategorized
  • Withdrawals and distributions

Recent Posts

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  • Saving for Major Milestones – America Saves Week 2023
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Contact Info

  • Whether you have questions about the CRA plans, setting up your investment accounts, or completing a rollover, we’re here for you.
  • Address:751 Southpark Drive Littleton, CO 80120
  • Phone:800.352.0313
  • Email:contactus@cra-online.orgOpens in your application

Your Plan

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Questions?

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About CRA

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Contact Us

751 Southpark Drive
Littleton, CO 80120
800.352.0313

ContactUs@cra-online.org

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Lifetime Income Quote Request

To request an annuity quote, contact Hueler Income Solutions®:

866.297.9835
IncomeSolutions.com

Lifetime Income Quote Request

After submitting this form, you will be redirected to the
Hueler Income Solutions® website to complete the quote request form.

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Please register for Each Webinar Separately.

Questions? Email contactus@cra-online.org

Understanding Medicare

WEDNESDAY, DECEMBER 21
NOON – 1:00 PM

There are 64 Medicare Plans available to Coloradoans; which one is right for you?

Sign up for this webinar to get helpful guidance directly from Colorado SHIP Counselors on:

  • Deciphering the Medicare Alphabet
    (Parts A, B, C, D)
  • When/How to Sign Up for Medicare
  • Understanding the 2 paths of Medicare
    • Original Medicare plus Part D Prescription Drug Plan & Medicare Supplemental Insurance
    • Medicare Advantage
  • And answers to your questions
Register for the Medicare Webinar
If you have looked at your retirement account (or other investments) balance recently, there’s a good chance you didn’t like what you saw. While it doesn’t feel good to see your savings decrease so drastically, this is part of regular market cycles.
Let us offer you a silver lining, there are steps you can take to insulate yourself from major losses and most of them are very easy.
  1. Stay the Course
    Right now, you’re suffering losses on paper. Selling and leaving the market would make those losses real. You still own the same number of shares of stock that you did before, they just have a lower value (at this time). You wouldn’t sell your car just because it’s Toyotathon, would you? If anything, you might consider buying a new car at the discounted rate.
  2. Retired? Tighten the Budget (If You Can)
    If you’re already at retirement and depend on your retirement savings for income, you might not have the choice to just leave your money in your account. In this case, do your best to minimize withdrawals. Wait until the market recovers to make expensive purchases, cut out flexible costs, but take care of yourself.
  3. Check Out These Resources:
    + Market Volatility Brochure – From Empower
    + Market Volatility in Perspective – From Innovest
  4. Still Worried? Request a Meeting With Your CRA Client Service Manager


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HOLIDAY NOTICE

Colorado Retirement Association office will be closed Monday, February 20, 
in observance of the Presidents Day and will reopen on Tuesday, February 20, 2023 at 8:00 am.

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