Skip to content
Account Access
Employee Account
Employer PSC Login
Board Member Login
Participant Account
Employer PSC Login
Board Member Login
small cra logo
  • Participants
    • Employee mega
      cra employee mega menu image small

      Employee Participants >>

      As you build your career, you’ve got an exciting future ahead. Colorado Retirement Association is dedicated to helping you reach your retirement dreams!

      Employee Account (Login / Register)
      • FAQs
      • Self-Guided Tutorials
      • How To Access Your Online Account
      • How to Read Your Quarterly Account Statement
      • How to Enroll in Paperless Statements
      • Investment Learning Center
      • One-on-One Counseling Meeting
  • Employers
    • Employer mega
      employer mega image small

      Employers >>

      For more than 50 years, we have exclusively served Colorado local government bodies, including counties, municipalities and special districts. We are fellow Coloradans who understand and value your employees, and we are grateful for our partnership with you.

      Employer PSC Login
      • Employers
      • Employer Training and Resources
      • How to Upload Payroll
      • How to Run Most Popular Reports
      • How to Enter Termination Dates for Plan Participants
      • Why CRA
      • Employers Blog
  • Your Plans
    • Plans mega
      your plan mega image small

      Your Plans >>

      CRA retirement plans are designed exclusively for employees of Colorado counties, municipalities and special districts. As an employee participant, you’ve chosen a retirement plan that’s flexible, stable and focused on you. We offer a wide variety of benefits with both the 401(a) and 457(b) plans.

      Employee Account (Login / Register)
      • CRA 401(a) Plan
      • CRA 457(b) Plan
      • Withdrawal Strategies / Distribution Decisions
      • Retiree Benefits
      • Investment Fund Details
      • Investment Learning Center
  • About
    • Trusted Retirement Plan Provider

      About CRA >>

      Originally known as Colorado County Officials and Employees Retirement Association, or CCOERA, Colorado Retirement Association has been dedicated to providing exceptional retirement plan services for Colorado local government employees.

      Learn More about CRA
      • Our Team
      • Why CRA (previously known as CCOERA)
      • Board Oversight
      • Board Member Dashboard
      • Minutes
      • Resolutions
      • Policies and Procedures
  • Resources
    • Resources mega
      resources thumbnail

      Resources >>

      Colorado Retirement Association is passionately invested in helping you achieve your retirement goals. We are continually developing resources, tools and services to enable you to manage your retirement plan and earnings. Wherever you are in your career, you will find answers to your top questions and tips to help make meaningful plans and smart decisions.

      • Retirement Planning
      • Early-Career
      • Mid-Career
      • Late-Career
      • Investment Learning Center
      • How To Start Investing
      • Auto-Pilot vs. DIY Portfolios
      • Auto-Allocation (Target Date Portfolios) Guide
      • Individually Allocated Portfolio Guide
      • Other Resources
      • Terms Glossary
      • Blog
  • Careers
  • Contact
Menu Close
  • Participants
    • FAQs
    • Self-Guided Tutorials
  • Employers
    • Employer Training and Resources
  • Your Plans
    • 401(a) Plan
    • 457(b) Plan
    • RMD Distribution / Withdrawal Strategies
    • Retiree Benefits
    • Investment Fund Details and Options
  • About
    • Our Team
    • Why CRA
    • Board Oversight
    • Board Member Dashboard
    • Policies and Procedures
  • Resources
    • Retirement Planning
    • CRA Investment Learning Center
    • Other Resources
  • Contact

Blog

  1. Home>
  2. Blog
Read more about the article Saving at Any Age – America Saves Week 2023

Saving at Any Age – America Saves Week 2023

  • Post author:Matt Evans
  • Post published:March 3, 2023
  • Post category:457(b) retirement plans/Early-Career/Late-career/Mid-Career/Uncategorized
  • Post comments:0 Comments

Saving at Any Age Saving. Do you view it as an ongoing journey? Or do you consider saving as someplace you arrive at? At America Saves we are in the…

Continue ReadingSaving at Any Age – America Saves Week 2023
Read more about the article Paying Down Debt is Saving – America Saves Week 2023

Paying Down Debt is Saving – America Saves Week 2023

  • Post author:Matt Evans
  • Post published:March 2, 2023
  • Post category:457(b) retirement plans/Early-Career/Late-career/Mid-Career/Uncategorized
  • Post comments:0 Comments

Paying Down Debt is Saving Making the decision to pay down debt, particularly consumer debt, can be mixed with emotion. You feel good about choosing to take concrete steps to…

Continue ReadingPaying Down Debt is Saving – America Saves Week 2023
Read more about the article Saving for Major Milestones – America Saves Week 2023

Saving for Major Milestones – America Saves Week 2023

  • Post author:Matt Evans
  • Post published:March 1, 2023
  • Post category:457(b) retirement plans/Early-Career/Late-career/Mid-Career/Uncategorized
  • Post comments:0 Comments

Saving for Major Milestones What do homes, education, and retirement all have in common? They are major life milestones that require advance planning and saving large amounts of money. That…

Continue ReadingSaving for Major Milestones – America Saves Week 2023
Read more about the article Saving for the Unexpected – America Saves Week 2023

Saving for the Unexpected – America Saves Week 2023

  • Post author:Matt Evans
  • Post published:February 28, 2023
  • Post category:457(b) retirement plans/Early-Career/Late-career/Mid-Career/Uncategorized
  • Post comments:0 Comments

Saving for the Unexpected How often have you heard that saving for life’s unexpected events is very important and a necessary part of being financially prepared? Most likely A LOT!…

Continue ReadingSaving for the Unexpected – America Saves Week 2023
Read more about the article Saving Automatically – America Saves Week 2023

Saving Automatically – America Saves Week 2023

  • Post author:Matt Evans
  • Post published:February 27, 2023
  • Post category:457(b) retirement plans/Early-Career/Late-career/Mid-Career/Uncategorized
  • Post comments:0 Comments

Do you ever find yourself wondering if there is a magic formula for saving? Does it seem that everyone around you knows the secret to saving successfully except you? It’s…

Continue ReadingSaving Automatically – America Saves Week 2023
Read more about the article Retirement Report – Winter 2023

Retirement Report – Winter 2023

  • Post author:Matt Evans
  • Post published:February 16, 2023
  • Post category:Market Summary/Uncategorized
  • Post comments:0 Comments

Top of Mind Practicing Mindfulness with Money can Help Boost Your Financial Wellness Many people practice mindfulness through yoga, tai chi, or other forms of movement, often incorporating breathing exercies.…

Continue ReadingRetirement Report – Winter 2023
Read more about the article Market Summary: November 2022

Market Summary: November 2022

  • Post author:Matt Evans
  • Post published:December 28, 2022
  • Post category:Market Summary/Uncategorized
  • Post comments:0 Comments

Economic Developments & Market Update & Market Update Economic Developments Domestic equities had another positive month in November, with the Russell Mid Cap Index leading the way, up 6.01%. International (Developed) and Emerging Markets stocks were…

Continue ReadingMarket Summary: November 2022
  • 1
  • 2
  • 3
  • 4
  • …
  • 7
  • Go to the next page

Categories

  • 401(a) retirement plans
  • 457(b) retirement plans
  • Association News
  • Early-Career
  • Employer Articles
  • Funds and Portfolios
  • Late-career
  • Market Summary
  • Mid-Career
  • Uncategorized
  • Withdrawals and distributions

Recent Posts

  • Saving at Any Age – America Saves Week 2023
    Saving at Any Age – America Saves Week 2023
    March 3, 2023/
    0 Comments
  • Paying Down Debt is Saving – America Saves Week 2023
    Paying Down Debt is Saving – America Saves Week 2023
    March 2, 2023/
    0 Comments
  • Saving for Major Milestones – America Saves Week 2023
    Saving for Major Milestones – America Saves Week 2023
    March 1, 2023/
    0 Comments

Contact Info

  • Whether you have questions about the CRA plans, setting up your investment accounts, or completing a rollover, we’re here for you.
  • Address:751 Southpark Drive Littleton, CO 80120
  • Phone:800.352.0313
  • Email:contactus@cra-online.orgOpens in your application

Your Plan

  • 401(a) Plan
  • 457(b) Plan
  • Required Minimum Distribution Strategies
  • Retiree Benefits

Questions?

  • Employee Participants FAQs
  • Employee Participants Tutorials
  • Employer Account Training
  • Retirement Planning
  • Investment Learning Center

About CRA

  • Our Team
  • Why CRA
  • Board Oversight
  • Policies and Procedures
  • Blog
  • Careers

Contact Us

751 Southpark Drive
Littleton, CO 80120
800.352.0313

ContactUs@cra-online.org

Linkedin-in Facebook-f
Copyright - OceanWP Theme by OceanWP

Log in

Questions about your account?

Lifetime Income Quote Request

To request an annuity quote, contact Hueler Income Solutions®:

866.297.9835
IncomeSolutions.com

Lifetime Income Quote Request

After submitting this form, you will be redirected to the
Hueler Income Solutions® website to complete the quote request form.

The organization you have your CRA Retirement Account through.

We're Excited to Have You Join Us!
Please register for Each Webinar Separately.

Questions? Email contactus@cra-online.org

Understanding Medicare

WEDNESDAY, DECEMBER 21
NOON – 1:00 PM

There are 64 Medicare Plans available to Coloradoans; which one is right for you?

Sign up for this webinar to get helpful guidance directly from Colorado SHIP Counselors on:

  • Deciphering the Medicare Alphabet
    (Parts A, B, C, D)
  • When/How to Sign Up for Medicare
  • Understanding the 2 paths of Medicare
    • Original Medicare plus Part D Prescription Drug Plan & Medicare Supplemental Insurance
    • Medicare Advantage
  • And answers to your questions
Register for the Medicare Webinar
If you have looked at your retirement account (or other investments) balance recently, there’s a good chance you didn’t like what you saw. While it doesn’t feel good to see your savings decrease so drastically, this is part of regular market cycles.
Let us offer you a silver lining, there are steps you can take to insulate yourself from major losses and most of them are very easy.
  1. Stay the Course
    Right now, you’re suffering losses on paper. Selling and leaving the market would make those losses real. You still own the same number of shares of stock that you did before, they just have a lower value (at this time). You wouldn’t sell your car just because it’s Toyotathon, would you? If anything, you might consider buying a new car at the discounted rate.
  2. Retired? Tighten the Budget (If You Can)
    If you’re already at retirement and depend on your retirement savings for income, you might not have the choice to just leave your money in your account. In this case, do your best to minimize withdrawals. Wait until the market recovers to make expensive purchases, cut out flexible costs, but take care of yourself.
  3. Check Out These Resources:
    + Market Volatility Brochure – From Empower
    + Market Volatility in Perspective – From Innovest
  4. Still Worried? Request a Meeting With Your CRA Client Service Manager


    0 / 180


Control of Your Retirement
In the Palm of Your Hand

DOWNLOAD FROM YOUR APP STORE

Apple

Android

HOLIDAY NOTICE

Colorado Retirement Association office will be closed Monday, February 20, 
in observance of the Presidents Day and will reopen on Tuesday, February 20, 2023 at 8:00 am.

Get a Free Review of Your Existing Plan

We'll show you how to improve!