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Funds and Portfolios

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  3. Funds and Portfolios
Read more about the article Self-Directed Investing May Present Challenges

Self-Directed Investing May Present Challenges

  • Post author:Dawn Small
  • Post published:June 24, 2020
  • Post category:Funds and Portfolios
  • Post comments:0 Comments

A John Hancock study of defined contribution retirement plan participants who choose to create their own investment lineup shows many are either saving too much or too little in equity…

Continue ReadingSelf-Directed Investing May Present Challenges
Read more about the article Stay the Course Despite Downturns

Stay the Course Despite Downturns

  • Post author:Dawn Small
  • Post published:April 3, 2020
  • Post category:Funds and Portfolios
  • Post comments:0 Comments

In a volatile market such as the one we're currently experiencing as the COVID-19 coronavirus pandemic evolves, it's tempting to make dramatic changes to investing strategies for your retirement plan.…

Continue ReadingStay the Course Despite Downturns
Read more about the article 3 Steps for Weathering Market Volatility

3 Steps for Weathering Market Volatility

  • Post author:Dawn Small
  • Post published:March 19, 2020
  • Post category:Funds and Portfolios
  • Post comments:0 Comments

Successful retirement security comes from intelligent, all-weather portfolio construction and disciplined allocation and rebalancing. These bedrock principles hold especially true during times of volatility. Our time-tested approach remains the following:…

Continue Reading3 Steps for Weathering Market Volatility
Read more about the article Thoughts on Recent Market Volatility

Thoughts on Recent Market Volatility

  • Post author:Dawn Small
  • Post published:March 3, 2020
  • Post category:Funds and Portfolios
  • Post comments:0 Comments

Following is a message from CRA's investment advisor, Innovest Portfolio Solutions, regarding recent market events. The World Health Organization has now declared the coronavirus a global health emergency, and in…

Continue ReadingThoughts on Recent Market Volatility
Read more about the article How Share Class Changes Benefit Participants

How Share Class Changes Benefit Participants

  • Post author:Dawn Small
  • Post published:February 26, 2020
  • Post category:Funds and Portfolios
  • Post comments:0 Comments

Colorado Retirement Association recently announced share class changes for three funds within its investment portfolio, effective March 31, 2020. That announcement can be read here. With this announcement, you may…

Continue ReadingHow Share Class Changes Benefit Participants
Read more about the article CRA Announces Share Class Fund Changes

CRA Announces Share Class Fund Changes

  • Post author:Dawn Small
  • Post published:February 26, 2020
  • Post category:Association News/Employer Articles/Funds and Portfolios
  • Post comments:0 Comments

Continue ReadingCRA Announces Share Class Fund Changes
Read more about the article January Monthly Market Summary

January Monthly Market Summary

  • Post author:Dawn Small
  • Post published:February 19, 2020
  • Post category:Funds and Portfolios
  • Post comments:0 Comments

Following is a monthly market summary from CRA's investment advisor, Innovest Portfolio Solutions. The monthly performance report for CRA investments also is available here.

Continue ReadingJanuary Monthly Market Summary

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  • Whether you have questions about the CRA plans, setting up your investment accounts, or completing a rollover, we’re here for you.
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Questions? Email contactus@cra-online.org

Understanding Medicare

WEDNESDAY, DECEMBER 21
NOON – 1:00 PM

There are 64 Medicare Plans available to Coloradoans; which one is right for you?

Sign up for this webinar to get helpful guidance directly from Colorado SHIP Counselors on:

  • Deciphering the Medicare Alphabet
    (Parts A, B, C, D)
  • When/How to Sign Up for Medicare
  • Understanding the 2 paths of Medicare
    • Original Medicare plus Part D Prescription Drug Plan & Medicare Supplemental Insurance
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  • And answers to your questions
Register for the Medicare Webinar
If you have looked at your retirement account (or other investments) balance recently, there’s a good chance you didn’t like what you saw. While it doesn’t feel good to see your savings decrease so drastically, this is part of regular market cycles.
Let us offer you a silver lining, there are steps you can take to insulate yourself from major losses and most of them are very easy.
  1. Stay the Course
    Right now, you’re suffering losses on paper. Selling and leaving the market would make those losses real. You still own the same number of shares of stock that you did before, they just have a lower value (at this time). You wouldn’t sell your car just because it’s Toyotathon, would you? If anything, you might consider buying a new car at the discounted rate.
  2. Retired? Tighten the Budget (If You Can)
    If you’re already at retirement and depend on your retirement savings for income, you might not have the choice to just leave your money in your account. In this case, do your best to minimize withdrawals. Wait until the market recovers to make expensive purchases, cut out flexible costs, but take care of yourself.
  3. Check Out These Resources:
    + Market Volatility Brochure – From Empower
    + Market Volatility in Perspective – From Innovest
  4. Still Worried? Request a Meeting With Your CRA Client Service Manager


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HOLIDAY NOTICE

Colorado Retirement Association office will be closed Monday, February 20, 
in observance of the Presidents Day and will reopen on Tuesday, February 20, 2023 at 8:00 am.

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