Skip to content
Account Access
Employee Account
Employer PSC Login
Board Member Login
Participant Account
Employer PSC Login
Board Member Login
cra logosmall cra logo
  • Participants
    • Employee mega
      cra employee mega menu image small

      Employee Participants >>

      As you build your career, you’ve got an exciting future ahead. Colorado Retirement Association is dedicated to helping you reach your retirement dreams!

      Employee Account (Login / Register)
      • FAQs
      • Self-Guided Tutorials
      • How To Access Your Online Account
      • How to Read Your Quarterly Account Statement
      • How to Enroll in Paperless Statements
      • Investment Learning Center
      • One-on-One Counseling Meeting
  • Employers
    • Employer mega
      employer mega image small

      Employers >>

      For more than 50 years, we have exclusively served Colorado local government bodies, including counties, municipalities and special districts. We are fellow Coloradans who understand and value your employees, and we are grateful for our partnership with you.

      Employer PSC Login
      • Employers
      • Employer Training and Resources
      • How to Upload Payroll
      • How to Run Most Popular Reports
      • How to Enter Termination Dates for Plan Participants
      • Why CRA
      • Employers Blog
  • Your Plans
    • Plans mega
      your plan mega image small

      Your Plans >>

      CRA retirement plans are designed exclusively for employees of Colorado counties, municipalities and special districts. As an employee participant, you’ve chosen a retirement plan that’s flexible, stable and focused on you. We offer a wide variety of benefits with both the 401(a) and 457(b) plans.

      Employee Account (Login / Register)
      • CRA 401(a) Plan
      • CRA 457(b) Plan
      • Withdrawal Strategies / Distribution Decisions
      • Retiree Benefits
      • Investment Fund Details
      • Investment Learning Center
  • About
    • Trusted Retirement Plan Provider

      About CRA >>

      Originally known as Colorado County Officials and Employees Retirement Association, or CCOERA, Colorado Retirement Association has been dedicated to providing exceptional retirement plan services for Colorado local government employees.

      Learn More about CRA
      • Our Team
      • Why CRA (previously known as CCOERA)
      • Board Oversight
      • Board Member Dashboard
      • Minutes
      • Resolutions
      • Policies and Procedures
  • Resources
    • Resources mega
      resources thumbnail

      Resources >>

      Colorado Retirement Association is passionately invested in helping you achieve your retirement goals. We are continually developing resources, tools and services to enable you to manage your retirement plan and earnings. Wherever you are in your career, you will find answers to your top questions and tips to help make meaningful plans and smart decisions.

      • Retirement Planning
      • Early-Career
      • Mid-Career
      • Late-Career
      • Investment Learning Center
      • How To Start Investing
      • Auto-Pilot vs. DIY Portfolios
      • Auto-Allocation (Target Date Portfolios) Guide
      • Individually Allocated Portfolio Guide
      • Other Resources
      • Terms Glossary
      • Blog
  • Careers
  • Contact
Search this website
  • Participants
    • FAQs
    • Self-Guided Tutorials
  • Employers
    • Employer Training and Resources
  • Your Plans
    • 401(a) Plan
    • 457(b) Plan
    • RMD Distribution / Withdrawal Strategies
    • Retiree Benefits
    • Investment Fund Details and Options
  • About
    • Our Team
    • Why CRA
    • Board Oversight
    • Board Member Dashboard
    • Policies and Procedures
  • Resources
    • Retirement Planning
    • CRA Investment Learning Center
    • Other Resources
  • Contact
Read more about the article SECURE Act Implications
Early-Career / Late-career / Mid-Career / Withdrawals and distributions

SECURE Act Implications

What the new Setting Every Community Up for Retirement Enhancement Act means for CRA members The SECURE Act was signed into law on December 20, 2019. This law introduces several…

0 Comments
January 17, 2020
Read more about the article Notice on RMDs and direct deposit withdrawal requests
Employer Articles / Late-career / Withdrawals and distributions

Notice on RMDs and direct deposit withdrawal requests

Please note the following procedures for processing Required Minimum Distributions and one-time distribution/withdrawal requests: RMDs CRA’s recordkeeper will pay out 2019 RMDs for eligible participants, beneficiaries and alternate payees by…

0 Comments
November 21, 2019

Categories

  • 401(a) retirement plans
  • 457(b) retirement plans
  • Association News
  • Early-Career
  • Employer Articles
  • Funds and Portfolios
  • Late-career
  • Market Summary
  • Mid-Career
  • Uncategorized
  • Withdrawals and distributions

Recent Posts

  • 2022 CRA Scholarship Program Recipients
    2022 CRA Scholarship Program Recipients
    May 19, 2022/
    0 Comments
  • 2022 Scholarship Program Announcement
    February 8, 2022/
    0 Comments
  • 2022 Fund and Share Class Changes
    February 4, 2022/
    0 Comments

Contact Info

  • Whether you have questions about the CRA plans, setting up your investment accounts, or completing a rollover, we’re here for you.
  • Address:751 Southpark Drive Littleton, CO 80120
  • Phone:800.352.0313
  • Email:contactus@cra-online.orgOpens in your application

Your Plan

  • 401(a) Plan
  • 457(b) Plan
  • Required Minimum Distribution Strategies
  • Retiree Benefits

Questions?

  • Employee Participants FAQs
  • Employee Participants Tutorials
  • Employer Account Training
  • Retirement Planning
  • Investment Learning Center

About CRA

  • Our Team
  • Why CRA
  • Board Oversight
  • Policies and Procedures
  • Blog
  • Careers

Contact Us

751 Southpark Drive
Littleton, CO 80120
800.352.0313

ContactUs@cra-online.org

Linkedin-in Facebook-f
Copyright 2022 - Colorado Retirement Association | Privacy Policy | Social Media Policies

Log in

Questions about your account?

If you have looked at your retirement account (or other investments) balance recently, there’s a good chance you didn’t like what you saw. While it doesn’t feel good to see your savings decrease so drastically, this is part of regular market cycles.
Let us offer you a silver lining, there are steps you can take to insulate yourself from major losses and most of them are very easy.
  1. Stay the Course
    Right now, you’re suffering losses on paper. Selling and leaving the market would make those losses real. You still own the same number of shares of stock that you did before, they just have a lower value (at this time). You wouldn’t sell your car just because it’s Toyotathon, would you? If anything, you might consider buying a new car at the discounted rate.
  2. Retired? Tighten the Budget (If You Can)
    If you’re already at retirement and depend on your retirement savings for income, you might not have the choice to just leave your money in your account. In this case, do your best to minimize withdrawals. Wait until the market recovers to make expensive purchases, cut out flexible costs, but take care of yourself.
  3. Check Out These Resources:
    + Market Volatility Brochure – From Empower
    + Market Volatility in Perspective – From Innovest
  4. Still Worried? Request a Meeting With Your CRA Client Service Manager


    0 / 180


Control of Your Retirement
In the Palm of Your Hand

DOWNLOAD FROM YOUR APP STORE

Apple

Android

HOLIDAY NOTICE

Colorado Retirement Association office will be closed on Monday, May 30 in observance of
Memorial Day and will reopen on
Tuesday, May 31, 2022 at 8:00 am.

Get a Free Review of Your Existing Plan

We'll show you how to improve!