It’s never too early or late to become a knowledgeable investor. It can greatly impact your ability to realize your retirement goals.
The CRA plan is your plan. The savings are yours* and you can decide what you want to do with the contributions. You’re in the driver’s seat so go ahead and take control!
In this section, we make it easy for you to understand investment basics and how to start investing. And we’ll walk you through the differences between investing with prepackaged portfolios versus customizing your own strategy, and what to consider when choosing specific funds.
*Employer contributions may be dependent on fulfilling vested status requirements
Before you explore the myriad opportunities to potentially invest, let’s first review some basics and assess what kind of investor you are.
The information below goes over the key principals that help you start investing the right way.
How to decide which is right for you. Taking the first step is often the hardest part when you start investing. We make it easy by giving you two CRA options for both the 401(a) and 457(b) plans, and two added options with partner organizations.
To make planning for retirement a delightful and easy experience, we have assembled a variety of specific target date portfolios for employee participants. Each fund is uniquely designed to balance risks while satisfying growth targets for retirement savings.
In this guide, we have outlined four steps to assist you to choose and manage your individually allocated portfolio. The first step in creating a strong portfolio is to choose the right percentage of your investment to allocate for each major investment class (stocks, bonds, mutual funds and cash equivalents).
WEDNESDAY, DECEMBER 7
NOON – 1:00 PM
Wondering what you’ll spend your time doing in retirement and how to pay for it?
Register for this webinar for insights into common retirement questions, such as:
WEDNESDAY, DECEMBER 14
NOON – 1:00 PM
Unsure of how much to expect or when to start receiving your monthly Social Security Benefit?
Attend this webinar to learn about a variety of topics, including:
WEDNESDAY, DECEMBER 21
NOON – 1:00 PM
There are 64 Medicare Plans available to Coloradoans; which one is right for you?
Sign up for this webinar to get helpful guidance directly from Colorado SHIP Counselors on:
Colorado Retirement Association office will be closed Friday, December 23 & Monday, December 26,
in observance of the Christmas Holiday and will reopen on Tuesday, December 27, 2022 at 8:00 am.
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