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Committed to serving all Colorado local government employees
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Who’s in the photo: Sgt. Marco Montez & Kent Almond, Mesa County

Empowering Government Employees with a Better Plan

one-on-one counseling

Individual Retirement Counseling

We are with you every step of the way to answer questions, review your plan and provide resources so you can best prepare for retirement.


Auto-Piloting vs. Mastering Your Own
Best-in-Class Investment Options

Guided by Innovest Portfolio Solutions, a Denver-based registered investment advisory firm, we provide a comprehensive portfolio of high-performing investment funds available to plan participants.


Competitive Fees
No Surprises

As a not-for-profit organization, CRA’s focus is on helping our members save and invest for the future. Plan participants enjoy minimal administration fees for comprehensive plan management services. And you don’t have to worry about hidden fees – we’re fully transparent about our costs.

What People Say about CRA

From my experience, they’ve always been very customer-service driven. Any time I’ve had issues with them or concerns for employees, I’ve been able to visit with staff there and always received excellent guidance on what needed to happen. I have always been really pleased with the way that they make a habit of coming and visiting us.

Beth Spady

Kiowa County Hospital District

Customer-Service Driven

One of their biggest assets is the availability of fund choices. They provide a lot of tools and a lot of information. I appreciate the fact that I can move my stuff around and move within the risk factors that are there. I don’t ever run into any limitations on my flexibility. I think that’s pretty important.

Mike Krening​

Morgan County

Fund Choices and Resources

I like how easy it is to go online on the employer side and make changes. I like the ease of that.

And honestly, their service has been very good. When I email them they answer me right back. I’m sure we’re one of their smaller accounts but it doesn’t feel like it so that is very nice.

Cindy Tompkins

Town of Calhan

Flexible Services



CRA is more than your Plan Administrator,
We’re your Retirement Partner.

Individuals who regularly seek investment guidance
generate 61% more income in retirement than those who do not.

-Empower Institute, Retirement Progress Score 2020

CRA is here to provide that guidance

Schedule a Retirement Review

We have good news for you. You’re in the right place.

Hopefully, you are a CRA Participant and you’re either saving for a long, comfortable retirement or already enjoying one. If you’re not with CRA, don’t leave! Many of the resources we provide may help you plan for your post-career life.

As a non-profit association and fiduciary, we are dedicated to making decisions in YOUR best interest. This means providing cost-effective investment options, savings and budgeting resources, and most importantly, personalized retirement counseling & education.

Explore our online information linked below or email us at to set up a one-on-one retirement planning session with your Client Services Manager.


Find My Client Services Manager

Find your Client Services Manager (CSM) by searching for your employer (or former employer) in the box below.
Click on the “Book a Meeting” link to see their availability and reserve a time on their calendar.
If you can’t find your CSM, please email for assistance.