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Retirement planning is complicated. Fortunately as a CRA retirement plan participant, you can reach out to our knowledgeable staff for guidance, education, and resources, all at no added cost to you.
Complete the form below and your message will be directed to the appropriate CRA staff member who will respond as soon as they are available.
Determine if your savings are on track for retirement. If not, estimate how much you may need to save each year to reach your goal.
Estimate how much money you may earn from your investments over time, based on the amount of money you invest and the expected rate of return.
Understand the impact that annual withdrawals may have on your retirement account so you can estimate how many years your savings may last.
Understand when you will be required to begin withdrawing from your retirement savings and how much you will need to withdraw each year.
Explore your monthly fixed and flexible expenses and identify areas for additional saving.
Should you use your extra money to pay down debt or put into an investment? Generally, it’s advisable to invest only if the return on investment would exceed your cost of debt. Explore how your rate of return could compare to your cost of debt, taking taxes into account.
